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Effective date: November 2025
Welcome to GranCredit.com. By accessing or using this website, you agree to these Terms of Use (“Terms”). Please read them carefully before using our services.
1. Acceptance of Terms and Conditions
By visiting or using GranCredit.com, you confirm that you are at least 18 years old and that you agree to comply with these Terms and all applicable Australian laws. If you do not agree, please stop using the site immediately.
2. User Rules
You agree to use this website only for lawful and personal purposes. You must not:
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- Submit false or misleading information.
- Copy, scrape or reproduce any part of the site for commercial purposes.
- Attempt to interfere with the security or functionality of the website.
- Post, transmit or distribute any harmful or illegal content.
GranCredit reserves the right to suspend or terminate user access if any misuse or breach occurs.
3. Intellectual Property Rights
All content on this site — including text, graphics, design, software, and trademarks — is owned by or licensed to GranCredit and is protected by Australian copyright and trademark laws.
You may not copy, reproduce, distribute, or modify any material without written permission.
4. Limitation of Liability
To the extent permitted by Australian Consumer Law, GranCredit is not liable for any loss, damage, or expense (direct or indirect) resulting from:
- reliance on any information provided on the site;
- inability to access or use the website; or
- actions taken based on content or links to external providers.
The website content is for general informational purposes only and does not constitute financial or professional advice.
5. Changes to the Terms
GranCredit may modify these Terms at any time without prior notice. Updates will be published on this page with a new effective date. Continued use of the website after changes means you accept the revised Terms.
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6. Account Cancellation
If the website offers user accounts, you may cancel your account at any time by contacting our support team.
GranCredit may suspend or delete an account if:
- you violate these Terms, or
- we suspect misuse or fraudulent activity.
All account data may be removed following applicable privacy and data retention laws.
7. Dispute Resolution
These Terms are governed by the laws of New South Wales, Australia.
In case of a dispute, both parties agree first to attempt good-faith mediation. If unresolved, the matter will be submitted to the courts of New South Wales.
Nothing in these Terms limits your rights under the Australian Consumer Law (ACL).
8. Contact
If you have questions about these Terms, please contact:
📧 support @ grancredit.com
