Privacy Policy
Gran Credit respects the privacy of its Users and, to demonstrate how their data is handled, presents this Privacy Policy, which complies with international and national data protection standards.
By using Gran Credit, the User explicitly agrees to the processing of their data, confirming that they are in agreement with the terms of this Privacy Policy and the General Terms and Conditions of Use. ( https://grancredit.com/terms/ ).
This Privacy Policy should be read and interpreted in conjunction with the General Terms and Conditions of Use of Gran Credit.
EDITORIAL TRANSPARENCY
At Gran Credit, we are committed to delivering high-quality content with clarity, objectivity and reliability.
To achieve this, we use artificial intelligence as a support tool in the writing process, helping us speed up research, structure information more efficiently, and assist with translation.
However, all content is thoroughly reviewed by our human editorial team to ensure accuracy, plain language, and compliance with financial sector standards.
We blend the best of technology with human insight to provide an experience that is genuinely helpful and transparent.
Disclaimer: This website provides general information only and does not consider your personal financial situation. Seek advice from a licensed financial adviser if needed.
USER INFORMATION
Gran Credit aims to share financial and professional information with its Users, making it accessible to everyone and raising awareness of the products and services that best suit their reality, according to their needs and preferences.
All functions of Gran Credit can be used without requiring the User to register beforehand.
Gran Credit adheres to international standards of security in data storage, protection, privacy, and transmission, emphasizing that no method of storage, protection, privacy, and transmission of data is 100% secure and inviolable.
Gran Credit does not send emails to its Users requesting payment or confirmation of personal data.
PROCESSED DATA
Gran Credit handles two types of data: “Personally Identifiable Information” and “Non-Personal Data.”
PERSONALLY IDENTIFIABLE INFORMATION
To access free content on Gran Credit (eBooks, quizzes, etc.), the User must provide some personally identifiable information, including: email address, full name, phone number, address, and date of birth.
The personally identifiable information processed by Gran Credit is intended to:
- Correctly and accurately identify the User, thereby ensuring greater security and protection for the Users themselves;
- Provide access to services and products offered by Gran Credit;
- Analyze the Users’ profiles to recommend the best products and information according to their real needs and situation.
To carry out a more precise analysis of the User’s profile, Gran Credit may search within its “feed” to obtain more and better information about their profile and thus recommend personalized products and services according to the preferences and needs of each User.
Gran Credit and its partner companies may invite Users to participate in satisfaction surveys, where an email will be sent with the necessary guidelines, and the collected data will be used to manage the survey, aiming to improve the system, products, content, and services offered by Gran Credit and its partner companies.
If the User contacts us to report an issue, ask a question, or seek support, we collect and store the user’s contact information as well as the respective messages and other necessary data to investigate the problem or question. These data will be used to respond to inquiries, resolve doubts, correct problems, and improve the system, enhancing the user experience on Gran Credit.
NON-PERSONAL DATA
When Users do not request Gran Credit’s free content (eBooks, quizzes, etc.), non-personal data may be tracked and collected, indicating, among other details, which pages on the site were visited, when they were visited, which hyperlinks were clicked, and which content or services were requested or indicated, among others.
Gran Credit uses cookies to help in the collection of data and IP (Internet Protocol) identification information to facilitate user navigation, contributing to ensuring the security, protection, and authenticity of the data.
The User may, at any time, change the acceptance or rejection of cookies in their browser settings, bearing in mind that disabling navigation cookies may impair some of Gran Credit’s functionalities.
DATA SHARING
Gran Credit does not sell Users’ personal information or data but may share it with partner companies to recommend the products and services that best suit their needs or to provide products and/or services requested by the User.
Gran Credit reserves the right to assist or cooperate with any judicial authority or government agency and may share Users’ personally identifiable information to establish or exercise its legal rights or protect its property or when it deems that assistance or cooperation is necessary to protect its Users, collaborators, administrators, or any person harmed by action or omission.
YOUR DATA IS PROTECTED UNDER AUSTRALIAN PRIVACY LAW
Gran Credit complies with the Privacy Act 1988, which governs the collection, use, and disclosure of personal information in Australia.
We follow the Australian Privacy Principles (APPs) to ensure your data is handled securely, transparently, and responsibly.
This means you have the right to access your data, correct inaccuracies, and request its deletion whenever necessary.
DATA NOT PROCESSED AND NOT COLLECTED
Gran Credit does not process personal data of children under 13 (thirteen) years of age without prior authorization from their parents or legal guardians.
If personal data of children under 13 (thirteen) years of age are collected and processed without the express authorization of parents or legal guardians unintentionally, Gran Credit will delete all collected data without any notice.
If the User becomes aware that we may have mistakenly processed a child’s data, we ask that you contact us immediately so we can take the necessary steps.
ADVERTISERS
Gran Credit uses services from other companies to display ads on the site. These ads may contain cookies and/or web beacons to collect data in the process of displaying ads from these third-party companies.
Gran Credit does not have access to this information and is not responsible for the data and information collected by third-party companies.
GOOGLE ADSENSE DART COOKIES
Gran Credit displays ads published by the GOOGLE ADSENSE network. Google uses cookies to display ads on websites that publish its ads.
The DART cookie allows ads to be displayed according to the user’s preferences and browsing habits. Users may choose to disable the DART cookie on the page that contains Google’s content and ad network privacy policy.
If the User disagrees with Google Cookies and wishes to disable them, simply access the official Google page to control how Google uses the Cookies collected on its ad network.
Visit: http://www.google.com/ads/preferences/
MODIFICATION OF THE PRIVACY POLICY
The Privacy Policy may be changed, supplemented, or replaced at any time and for any reason, at the sole discretion of Gran Credit, without the consent or notification of the Users.