Choosing the right credit card can be challenging, especially with so many options available in the market. One feature that many consumers prioritise is a card with no annual fee. After all, who wouldn’t want to enjoy the perks of a credit card without the worry of yearly charges?
We’ve put together a list of the best no-annual-fee credit cards available in Australia. Find the perfect card for you, save money, and make the most of the benefits and conveniences they offer. Let’s dive in!

Breeze Classic Mastercard
Annual Fee:
$ 49,00
Minimum Income:
No Minimum Income
Number of Installments:
Up to 0x

BCU Low Rate Credit Card
Annual Fee:
Free
Minimum Income:
No Minimum Income
Interest Rate Revolving:
Variable, bas...
Number of Installments:
Up to 12x

Bank of Melbourne No Annual Fee Credit Card
Annual Fee:
Free
Minimum Income:
No Minimum Income
Interest Rate Revolving:
20.99% p.a.
Number of Installments:
Up to 0x

Hume Value Visa Credit Card
Annual Fee:
Free
Minimum Income:
No Minimum Income
Number of Installments:
Up to 0x

BankSA No Annual Fee Card
Annual Fee:
Free
Minimum Income:
No Minimum Income
Interest Rate Revolving:
20.99% p.a.
Number of Installments:
Up to 0x

Kogan Money Credit Card
Annual Fee:
Free
Minimum Income:
$ 35.000,00
Interest Rate Revolving:
9.99% p.a. fo...
Number of Installments:
Up to 24x

American Express Qantas Discovery Card
Annual Fee:
Free
Minimum Income:
$ 35.000,00
Interest Rate Revolving:
23.99% p.a.
Number of Installments:
Up to 12x

Coles No Annual Fee Mastercard
Annual Fee:
Free
Minimum Income:
No Minimum Income
Interest Rate Revolving:
20.74% p.a.
Number of Installments:
Up to 0x

ING One Low Rate Credit Card
Annual Fee:
Free
Minimum Income:
$ 36.000,00
Interest Rate Revolving:
11.99% p.a.
Number of Installments:
Up to 0x

American Express Velocity Escape Card
Annual Fee:
Free
Minimum Income:
No Minimum Income
Interest Rate Revolving:
23.99% p.a.
Number of Installments:
Up to 0x


