Suncorp Clear Options Platinum Card

Unlock flexible points and comprehensive travel insurance with a card that understands Aussies.

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★★★★★
4.4

Quick Look: Top Features

Flexible Rewards

Travel Insurance: Complimentary cover.

Purchase Protection: Shop safely.

24/7 Concierge

SEE HOW TO APPLY

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⚠️ Product Update: Suncorp Platinum Card

As of November 24, 2025, the Suncorp Clear Options Platinum Credit Card is no longer open for new applications following the conclusion of the partnership between Suncorp Bank and NAB.

Looking for a Premium Alternative?
If you are searching for a card with competitive rewards and platinum benefits, we recommend exploring the ANZ Rewards Platinum Credit Card, currently one of the leading options in the Australian market.


Archive Notice: The following content is preserved for historical reference purposes only. Details regarding previous Suncorp Bank Platinum features may no longer be current.

More Than Just a Piece of Plastic

Are you tired of credit cards that promise the world but deliver absolutely nothing?

You swipe, you pay fees, and you get... zero. In today's economy, where every cent counts, settling for a "basic" card feels like a missed opportunity.

Every time you pay for dinner or fill up the car without earning points, you are effectively leaving money on the table. You work hard for your lifestyle.

Shouldn't your wallet work just as hard to protect and enhance it? The Suncorp Clear Options Platinum Card is built for the Aussie who wants that extra edge.

It is designed to bridge the gap between "standard" banking and the VIP experience.

Suncorp understands that you don't just want a place to borrow money; you want a tool that gives you options and security. It allows you to turn your necessary expenses into future freedom.

Whether it is saving on travel insurance or getting rewarded for the weekly grocery shop, this card turns mundane spending into tangible value. It is about refusing to settle for the bare minimum.

It’s about demanding a fair go for your loyalty. Imagine having a financial partner that actually backs you up when you travel or shop. But does the Platinum price tag justify the perks?

Ready to upgrade your wallet? Click the button below to explore the full benefits and apply online.

SEE HOW TO APPLY

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Rewards Without the Handcuffs

Most rewards cards lock you into a single airline. If you don't want to fly with them, your points are worthless. The brilliance of the Suncorp Clear Options program is right there in the name: Options.

You earn points on eligible transactions that can be redeemed for a massive range of rewards. Want gift cards for Myer or JB Hi-Fi? Done. Want to book flights or hotels? You can.

Prefer to simply get cashback to pay off your card balance? The choice is yours.

It gives you the ultimate flexibility to use your rewards in a way that actually suits your life at that moment.

Travel Like a Pro

One of the biggest expenses of any holiday is Travel Insurance. This card solves that headache instantly.

It includes Complimentary International Travel Insurance (subject to eligibility criteria, like paying for your ticket with the card).

Whether you are skiing in Japan or relaxing in Bali, you and your family could be covered for medical emergencies, cancellations, and lost luggage.

This perk alone can save you hundreds of dollars per trip, effectively offsetting the card's annual fee.

Cash Flow Mastery

Platinum power isn't just about points; it's about financial control. This card offers up to 55 days interest-free on purchases (provided you pay your full closing balance by the due date).

This feature is a lifesaver for managing monthly budgets. You can make big purchases today and pay them off later without incurring interest, effectively using the bank's money to smooth out your expenses.

Your Personal Assistant

This is the "sleeper" benefit that most people forget to use. The Platinum Concierge Service is available 24/7.

Need tickets to a sold-out show? Looking for a hard-to-get restaurant reservation for an anniversary? Or maybe you just need help planning a complex travel itinerary.

The Concierge is there to help make it happen. It brings a touch of luxury and convenience to your everyday life that money usually can't buy.

Smart Banking on the Go

Suncorp might be a historic bank, but their tech is cutting-edge. The Suncorp App puts total control in your pocket.

You can track your rewards, view your balance, and even lock your card instantly if it goes missing.

Plus, with full support for Apple Pay and Google Pay, you can tap and pay securely anywhere in the world.

Protect Your Purchases

We have all been there. You buy a new expensive appliance—a fridge or a TV—and it breaks down two weeks after the manufacturer's warranty expires.

It is infuriating. The Suncorp Clear Options Platinum includes Extended Warranty Insurance.

It can double the manufacturer's warranty on eligible items bought with the card.

Plus, with Purchase Protection, if your new sunglasses or smartphone are stolen or accidentally damaged shortly after buying them, you could be covered.

It turns your credit card into a safety net for your shopping.

FIND THE RIGHT CARD WITH CONFIDENCE.

FIND THE RIGHT CARD WITH CONFIDENCE.

Join thousands of Australians finding smarter credit card options every day.

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