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Latitude 28 Degrees Global Platinum Mastercard
Latitude 28 Degrees Global Platinum Mastercard
CREDIT CARD
Mastercard

Latitude 28 Degrees Global Platinum Mastercard

4.5 of 5
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💵
Annual fee
$ 8,00
💰
Minimum Income
No Minimum Income
💳
Number of Installments
Up to 12x
🎖
Score Level
· Medium
HOW TO APPLY

If you’re planning a journey abroad or love shopping from international stores, the Latitude 28° Global Platinum Mastercard might just be your new favourite travel companion.

This card offers more than just the convenience of cashless transactions, it’s designed to help you save money while enjoying your adventures. But what makes it truly special? Let’s dive in.

Standout Benefits of the Latitude 28° Global Platinum Mastercard

The Latitude 28° Global Platinum Mastercard offers several benefits that set it apart from other cards on the market. Perhaps the most significant advantage is the lack of international transaction fees.

Unlike many other credit cards, the Latitude 28° Global Platinum does not charge extra when you make purchases overseas, whether you’re shopping online or in person. This feature alone can save you a considerable amount of money, especially if you’re a frequent traveller or love purchasing from international retailers.

Another key benefit is the absence of currency conversion fees. This means that when you use your card abroad, you won’t have to worry about losing money on currency conversions, what you see is what you pay. This transparency is a huge plus for anyone who travels often or buys from international websites.

Additionally, the card offers up to 55 days interest-free on purchases. This gives you plenty of time to pay off your balance without incurring interest, making it easier to manage your cash flow. Whether you’re planning a big trip or just want to keep your finances in order, this feature can provide the flexibility you need.

Finally, the Latitude 28° Global Platinum Mastercard includes complimentary shopper’s protection, covering items that are lost, stolen, or damaged.

There’s also a price protection feature, which allows you to claim the difference if an item you purchase drops in price within a specified period. These protections add an extra layer of security to your purchases, giving you peace of mind whether you’re at home or abroad.

About Latitude Financial Services

Latitude Financial Services, the issuer of the Latitude 28° Global Platinum Mastercard, is one of Australia’s leading non-bank lenders. Originally part of GE Capital, Latitude became an independent company with a focus on providing innovative financial products to Australian consumers.

Today, Latitude is known for its customer-centric approach, offering a range of credit and lending products that cater to the needs of everyday Australians.

An interesting fact about Latitude is its commitment to technological innovation. The company has invested heavily in digital solutions, making it easier for customers to manage their finances online.

Whether you’re applying for a card, managing your account, or seeking customer support, Latitude’s digital platforms are designed to provide a seamless and user-friendly experience.

Is the Latitude 28° Global Platinum Mastercard Right for You?

The Latitude 28° Global Platinum Mastercard is an excellent option for frequent travellers and online shoppers who want to avoid extra costs associated with international transactions. Its lack of an annual fee, coupled with strong security features and global acceptance, makes it a versatile and valuable tool for managing your finances.

However, if you’re looking for a card that offers rewards points or cashback on purchases, you might want to explore other options. The lack of a traditional rewards program means this card is best suited for those who value cost savings and simplicity over perks.

Interested in making the Latitude 28° Global Platinum Mastercard part of your financial toolkit? Click the button below to consult the step-by-step guide on how to apply for your card. The process is quick, easy, and can be completed entirely online, ensuring you can start enjoying the benefits without delay.

Fees

PURCHASE INTEREST RATE

27.49% p.a

OTHER FEES

- Cash advances: 29.99% p.a.

SOURCE

Latitude Official Website

Expert Analysis

The Latitude 28° Global Platinum Mastercard is a top pick for travellers, offering fee-free international transactions and strong security features.

HOW TO APPLY

+ Positive Points

- No international transaction fees.
- No annual fee.
- Strong fraud protection.
- Up to 55 days interest-free on purchases.

- Negative Points

- High interest on cash advances.
- $8 monthly fee starting from September 2024.
- No rewards program.
- Cash advance fee of 3.5%.

Expert Evaluation

Fees
4,50
Benefits
4,50
Final Score
4,50

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Annual fee
Annual fee
$ 8,00
Annual fee
Free
Annual fee
Free
Minimum Income
Minimum Income
No Minimum Income
Minimum Income
No Minimum Income
Minimum Income
No Minimum Income
Number of Installments
Number of Installments
Up to 12x
Number of Installments
Up to 4x
Number of Installments
Up to 0x
Card Brand Mastercard Mastercard Mastercard
Coverage International International International
Rating Level
Rating Level
Medium
Rating Level
Medium
Rating Level
Medium
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