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Greater Bank Visa Credit Card
Greater Bank Visa Credit Card
CREDIT CARD
Visa

Greater Bank Visa Credit Card

4.25 of 5
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💵
Annual fee
$ 49,00
💰
Minimum Income
$ 20.000,00
💳
Number of Installments
Up to 0x
🎖
Score Level
· Medium
HOW TO APPLY

Ever feel like your credit card is running the show? With the Greater Bank Visa Credit Card, the script flips. This card isn’t about flashy perks or overpromised rewards—it’s about giving you the reins with a low, consistent interest rate and transparent terms.

Ready to take charge of your finances without the usual headaches? Here’s why this card might be exactly what you need.

Why the Greater Bank Visa Credit Card Stands Out

When it comes to valuable benefits, the Greater Bank Visa Credit Card delivers in ways that truly matter. One of the standout features is its consistently low interest rate of 9.95% p.a., which applies across both purchases and cash advances. This rate is a breath of fresh air for those tired of juggling multiple rates depending on how they use their card.

The card also offers up to 55 days interest-free on purchases, giving you a generous window to pay off your balance without incurring additional costs. Add to this the low annual fee of $49, which can be waived entirely if you spend at least $12,000 per year, and you’ve got a card that’s both affordable and flexible.

Another notable benefit is the convenience of digital integration. You can easily add the card to your Apple Pay or Google Wallet, making transactions quick and contactless. The security features, including Visa Secure and the ability to temporarily lock your card through the Greater Bank app, offer peace of mind in today’s fast-paced world.

Greater Bank: A Proud Australian Institution

Greater Bank isn’t just any financial institution—it’s a part of Australia’s rich banking history. Established in 1945, this customer-owned bank has been serving Australians for over 75 years, consistently prioritising the needs of its customers over profits.

One interesting tidbit is that Greater Bank was originally known as the Greater Building Society, reflecting its roots in providing home loans before expanding into broader financial services.

As a customer-owned bank, Greater Bank channels its profits back into improving products and services for its customers, rather than distributing them to shareholders. This focus on community and customer satisfaction is a cornerstone of the institution’s values, making it a trusted name in Australian banking.

Who Is the Greater Bank Visa Credit Card For?

The Greater Bank Visa Credit Card is ideal for those who prefer a no-fuss financial tool that delivers real value without unnecessary complications. It’s particularly well-suited for budget-conscious individuals who want to minimise interest payments and avoid hefty annual fees.

Whether you’re managing day-to-day expenses, planning for larger purchases, or simply looking for a reliable card to have on hand, this card offers a balanced mix of benefits.

If you’re an existing Greater Bank customer, integrating this card into your financial routine is a seamless process, especially with the added convenience of managing everything through the Greater Bank app. And for those new to Greater Bank, this card serves as a great introduction to a bank that truly values its customers.

Take the Next Step

Interested in seeing how the Greater Bank Visa Credit Card can fit into your financial life? Click the button below to explore the full details and learn how you can apply with ease.

Whether you’re an existing customer or new to Greater Bank, the application process is straightforward and can be completed entirely online. Take control of your finances with a card that understands what Australians need.

Fees

PURCHASE INTEREST RATE

9.95% p.a. (purchases and cash advances)

OTHER FEES

- Foreign Currency Conversion Fee: 3%
- Cash Advance Fee: 9.95% p.a. applied immediately

SOURCE

GreaterBank Official Website

Expert Analysis

The Greater Bank Visa keeps it simple—low fees, low rates, and no surprises. Perfect for Aussies looking for straightforward savings.

HOW TO APPLY

+ Positive Points

- Low Interest Rate: 9.95% p.a.
- Affordable Annual Fee.
- Up to 55 Days Interest-Free.
- Digital Wallet Compatible.

- Negative Points

- No Rewards Program.
- 3% on overseas transactions.
- Must spend $12,000 annually to avoid the fee.
- Cash Advance Fees.

Expert Evaluation

Fees
4,50
Benefits
4,00
Final Score
4,25

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Annual fee
Annual fee
$ 49,00
Annual fee
Free
Annual fee
Free
Minimum Income
Minimum Income
$ 20.000,00
Minimum Income
No Minimum Income
Minimum Income
No Minimum Income
Number of Installments
Number of Installments
Up to 0x
Number of Installments
Up to 0x
Number of Installments
Up to 12x
Card Brand Visa Visa Visa
Coverage International International International
Rating Level
Rating Level
Medium
Rating Level
Medium
Rating Level
Medium
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