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Coastline Visa Credit Card
Coastline Visa Credit Card
CREDIT CARD
Visa

Coastline Visa Credit Card

4.25 of 5
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💵
Annual fee
Free
💰
Minimum Income
No Minimum Income
💳
Number of Installments
Up to 12x
🎖
Score Level
· Medium
HOW TO APPLY

In a market crowded with options, finding a credit card that offers real value without unnecessary complexity can be challenging. The Coastline Visa Credit Card stands out by combining essential features with simplicity, making it a great choice for those who want to manage their finances effectively.

The Key Benefits of the Coastline Visa Credit Card

The Coastline Visa Credit Card is packed with benefits designed to make your financial life easier. One of its most attractive features is the 0% introductory balance transfer rate for the first six months. This allows you to consolidate existing debts onto one card, potentially saving you a significant amount in interest charges.

Beyond that, the card offers a low ongoing interest rate of 9.99% p.a. on both purchases and cash advances, ensuring that you won’t be hit with excessive fees when you need to carry a balance. Additionally, with no annual fee, this card is designed to help you save money over the long term, keeping your overall costs low.

Another notable benefit is the up to 55 days interest-free on purchases. This feature gives you the flexibility to manage your cash flow without worrying about immediate interest charges, provided you pay off your balance in full each month.

The Institution Behind the Card: Coastline Credit Union

Coastline Credit Union, the issuer of this card, has a strong reputation for community-focused banking. Established in 1966, Coastline began as a small credit union dedicated to serving local communities in New South Wales. What’s interesting about Coastline is its commitment to maintaining a personal touch in an era where banking is increasingly digital.

Despite embracing modern banking conveniences, Coastline remains true to its roots, focusing on building long-term relationships with its members.

One fun fact: Coastline was among the first credit unions in the region to introduce mobile banking, a move that set the standard for customer-focused innovation in the area.

This blend of tradition and innovation is reflected in the products they offer, including the Coastline Visa Credit Card, which balances low costs with user-friendly features.

Who Should Consider the Coastline Visa Credit Card?

The Coastline Visa Credit Card is ideal for anyone looking to streamline their finances without the burden of high fees. If you’re someone who prefers a no-nonsense approach to credit, this card could be perfect for you. It’s particularly well-suited for individuals who want to manage existing debts more effectively, thanks to the 0% balance transfer offer.

Moreover, this card is a great option for those who value simplicity. With its straightforward terms and lack of an annual fee, it’s easy to understand and manage, making it a solid choice for both seasoned credit card users and those who are new to credit.

If you frequently travel or shop internationally, the card’s wide acceptance at over 24 million locations worldwide ensures that you’ll have a reliable payment method wherever you go. Plus, with Visa’s robust security features, you can shop with confidence knowing your transactions are protected.

Discover the Coastline Visa Credit Card: A Practical Solution for Everyday Spending

The Coastline Visa Credit Card offers a combination of low fees, practical benefits, and strong support from a trusted institution. If you’re interested in seeing how this card can fit into your financial plan, click the button below and consult the step-by-step guide to apply. It’s straightforward and convenient, and you can complete the process entirely online.

Fees

PURCHASE INTEREST RATE

9.99% p.a

OTHER FEES

- Cash Advance Rate: 9.99% p.a.
- Balance Transfer Rate: 0% for the first 6 months, then 9.99% p.a.
- Late Payment Fee: $25

SOURCE

Coastline Official Website

Expert Analysis

The Coastline Visa Credit Card offers no annual fees, low interest rates, and up to 55 days interest-free, making it a solid choice for budget-conscious users.

HOW TO APPLY

+ Positive Points

- No Annual Fee: No yearly charges.
- Low Interest Rates: 9.99% p.a. on purchases.
- 0% Balance Transfer: 6 months interest-free.
- 55 Days Interest-Free: Pay off purchases interest-free.

- Negative Points

- No Rewards Program: No points or cashback.
- Limited Balance Transfer: Reverts after 6 months.
- Late Payment Fee: $25 if late.
- No Travel Insurance: Lacks travel perks.

Expert Evaluation

Fees
4,50
Benefits
4,00
Final Score
4,25

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Annual fee
Annual fee
Free
Annual fee
$ 59,00
Annual fee
Free
Minimum Income
Minimum Income
No Minimum Income
Minimum Income
No Minimum Income
Minimum Income
No Minimum Income
Number of Installments
Number of Installments
Up to 12x
Number of Installments
Up to 12x
Number of Installments
Up to 12x
Card Brand Visa Visa Visa
Coverage International International International
Rating Level
Rating Level
Medium
Rating Level
Medium
Rating Level
Medium
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