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American Express Explorer Credit Card
American Express Explorer Credit Card
CREDIT CARD
Amex

American Express Explorer Credit Card

4.25 of 5
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💵
Annual fee
$ 395,00
💰
Minimum Income
No Minimum Income
💳
Number of Installments
Up to 12x
🎖
Score Level
· High
HOW TO APPLY

If you’re searching for a credit card that offers more than just everyday spending power, the American Express Explorer Credit Card might be worth considering. This card delivers a suite of benefits that go beyond traditional perks, making it an enticing option for frequent travellers and savvy shoppers alike.

Exceptional Benefits That Set the American Express Explorer Credit Card Apart

One of the key attractions of the American Express Explorer Credit Card is its $400 annual Travel Credit. This generous benefit can be used towards flights, hotels, or car rentals, offering flexibility for both domestic and international trips. If you love to travel, this feature alone can provide immense value, essentially offsetting the annual fee.

Beyond the Travel Credit, this card is all about rewarding your everyday spending. With the Membership Rewards® program, cardholders earn 2 points per dollar on most purchases, making it easier to accumulate points quickly. Even when paying government bills, you earn 1 point per dollar, which is a rarity among credit cards.

The flexibility of the rewards system means you can redeem points in a variety of ways, from flights and hotel stays to gift cards and even covering card charges, making this card highly adaptable to your lifestyle.

The complimentary travel insurance that comes with the card is another significant benefit. It covers you and your family when you book trips using your card, providing protection against unforeseen circumstances like medical emergencies or trip cancellations. This coverage extends to both domestic and international travel, offering peace of mind whenever you’re away from home.

Additionally, for those who appreciate a touch of luxury before boarding a flight, the two complimentary entries per year to The Centurion® Lounges at Sydney and Melbourne International Airports are a standout feature. These lounges offer a tranquil space to relax, complete with refreshments and Wi-Fi, ensuring that your journey starts in the best possible way.

A Trusted Name in Finance – American Express

American Express has long been a respected name in the financial industry, known for its premium products and top-tier customer service. Established in 1850 as an express mail business, American Express quickly transitioned into the world of finance, becoming synonymous with luxury and reliability.

A lesser-known fact about the company is that it originally issued its first charge card in 1958, which was made of paper. This pioneering spirit continues to influence their modern offerings, ensuring that cardholders receive top-of-the-line benefits and exceptional service.

Over the years, American Express has built a reputation for providing robust customer support and innovative products. This card, in particular, reflects the company’s commitment to offering value and convenience to its customers, making it a trusted choice for many Australians.

Who Should Consider the American Express Explorer Credit Card?

The American Express Explorer Credit Card isn’t just for anyone. It’s a card that suits frequent travellers, professionals who spend regularly, and families who want to take advantage of the travel perks. If you’re someone who enjoys earning rewards while making everyday purchases, this card could be an excellent fit for you.

Additionally, with its extensive travel insurance and lounge access, it’s a smart choice for people who often find themselves jet-setting for work or leisure. This card offers great value for those who can take full advantage of its travel-related benefits, especially if you’re already spending a fair amount on travel each year.

For those who enjoy luxury and convenience, the American Express Explorer Credit Card is also ideal. Whether you’re booking a last-minute trip or planning a long-awaited holiday, the card’s benefits enhance your experience from start to finish.

Even if you’re not a frequent flyer, the everyday rewards and purchase protection features make this card appealing to those who want to make the most out of their spending.

Discover the Value of the American Express Explorer Credit Card

Interested in unlocking the potential of the American Express Explorer Credit Card? Whether you’re looking to maximise your rewards, enhance your travel experience, or simply add convenience to your financial life, this card could be the solution you’re looking for.

Click the button below and see the complete guide on how to apply for your card today.

Fees

PURCHASE INTEREST RATE

23.99% p.a. on purchases.

OTHER FEES

- Late Payment Fee: $30.
- Annual Fee: $395 per year.

SOURCE

American Express Official Website

Expert Analysis

The American Express Explorer Credit Card offers exceptional travel perks and rewards, perfect for frequent travellers looking to maximise their spending

HOW TO APPLY

+ Positive Points

- $400 Travel Credit: Annual travel expenses offset.
- Membership Rewards® Points: 2 points per dollar.
- Complimentary Travel Insurance: Covers domestic and international trips.
- Lounge Access: Two Centurion Lounge entries.

- Negative Points

- High Annual Fee: $395 yearly.
- High Interest Rate: 23.99% p.a.
- No Balance Transfers: Limited debt flexibility.
- Limited Lounge Access: Two entries yearly.

Expert Evaluation

Fees
3,50
Benefits
5,00
Final Score
4,25

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Annual fee
Annual fee
$ 395,00
Annual fee
Free
Annual fee
$ 189,00
Minimum Income
Minimum Income
No Minimum Income
Minimum Income
$ 35.000,00
Minimum Income
$ 35.000,00
Number of Installments
Number of Installments
Up to 12x
Number of Installments
Up to 12x
Number of Installments
Up to 24x
Card Brand Amex Amex Visa
Coverage International International International
Rating Level
Rating Level
High
Rating Level
Medium
Rating Level
Medium
View Card View Card
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