Unlock the Benefits of the Qantas Premier Everyday Card

Every time you make a purchase, whether it’s your morning coffee, weekly groceries, or a spontaneous online shop, you could be earning points towards your next holiday.

The Qantas Premier Everyday Card is crafted to turn your everyday spending into Qantas Points, bringing you closer to your dream destinations with every tap.

This card is particularly appealing to those who want to accumulate rewards effortlessly, without needing to alter their spending habits. Let’s delve into why the Qantas Premier Everyday Card might be the ideal addition to your wallet, providing both convenience and significant rewards.

Get to Know the Qantas Premier Everyday Card

The Qantas Premier Everyday Card, issued by the National Australia Bank (NAB) under the Qantas Money brand, is a versatile credit card operating on the globally recognised Visa network. This ensures you can use it at millions of locations worldwide, from your local supermarket to international destinations.

A major selling point of this card is its seamless integration with the Qantas Frequent Flyer program. This means that almost every purchase you make with the card contributes to your Qantas Points balance, which can be redeemed for flights, upgrades, and other travel-related rewards.

This card is specifically designed for those who are already loyal to the Qantas brand, offering them an easy way to maximise their points with everyday transactions.

Why Choose the Qantas Premier Everyday Card?

The Qantas Premier Everyday Card is packed with features that make it a standout option for Australian consumers:

• Earn Qantas Points on Everyday Purchases: With this card, almost every transaction you make, be it groceries, dining, or fuel, translates into Qantas Points. This feature alone can make your everyday spending much more rewarding, especially if you’re a frequent flyer or planning your next holiday.
• Bonus Points for Qantas Purchases: In addition to earning points on daily expenses, the card offers bonus points when you make purchases directly with Qantas. Whether you’re booking a flight, joining the Qantas Club, or purchasing in-flight items, these transactions help you accumulate points faster, getting you closer to your travel goals.
• Competitive Annual Fee: For the value it provides, the Qantas Premier Everyday Card comes with a relatively low annual fee of $99. This is quite reasonable compared to other rewards cards, making it accessible for those looking to earn Qantas Points without a significant financial commitment.
• Visa Global Acceptance: As a Visa card, it is accepted at millions of locations globally, offering flexibility to earn points not just in Australia but wherever you travel. This global reach makes it an excellent option for frequent travellers.
• Exclusive Offers: Cardholders also gain access to exclusive deals and discounts, particularly on Qantas-related services and products. This could include discounted flights, accommodation, and travel packages, further enhancing the value of your Qantas Points.

Important Considerations Before Applying

While the Qantas Premier Everyday Card has numerous advantages, there are a few key considerations to keep in mind:

• Interest Rates: The card has a retail purchase interest rate of 19.99% p.a. and a cash advance rate of 21.99% p.a. These rates are relatively high, so if you tend to carry a balance from month to month, the interest charges could diminish the value of the points you earn. It’s crucial to pay off your balance in full each month to avoid these costs.
• Foreign Transaction Fees: If you often shop online with international retailers or travel overseas, be aware that the card charges a 3% foreign transaction fee. This fee applies to purchases made in foreign currencies or with international merchants, potentially adding up quickly if you frequently make international transactions.
• Additional Fees: Beyond the standard interest rates, there are other fees to consider. These include a $30 late payment fee, a $15 dishonour fee for failed direct debits, and a $2 paper statement fee. Managing your account effectively can help you avoid these additional charges.

This is What You Must Do to Apply for Your Qantas Premier Everyday Card

Applying for the Qantas Premier Everyday Card is a straightforward process:

1 – Visit the Qantas Premier Everyday Card Website:

2 – Click ‘Apply’: Once you’re ready, click the ‘Apply Now’ button to begin your application.

3 – Fill out your details, including name, date of birth, address, and employment information. Provide financial details like income and existing debts.

4 – Upload a valid ID, such as a driver’s licence or passport.

5 – Review the information for accuracy and submit your application. Citibank will conduct a credit check.

6 – If approved, your card will arrive in 5 to 10 business days.

Qantas Premier Everyday Card Support

For any queries or assistance with your Qantas Premier Everyday Card, several support options are available:

• Phone Support: Reach out to Citibank’s customer service at 1300 992 700 (In Australia) during business hours, Monday to Friday. (Overseas +61 2 8222 2569)
• Online Account Management: Log in to your Qantas Money account to manage your card, view statements, and send secure messages to the support team.
• Mobile App: The Qantas Money mobile app allows you to manage your card on the go, make payments, and access customer support directly from your smartphone.

Exclusive Offers and Added Benefits

Beyond the primary features, the Qantas Premier Everyday Card offers additional benefits that enhance your overall experience as a cardholder.

New cardholders can earn up to 8,000 bonus Qantas Points within the first four months of approval, provided they meet the spending requirements. This can be a great incentive if you’re looking to boost your points balance quickly.

Furthermore, the card offers 0% p.a. on balance transfers for the first 12 months, with a 2% balance transfer fee.

This feature can be particularly useful if you’re looking to consolidate debt and reduce interest payments, although it’s important to note that no interest-free days apply to retail purchases while you have a balance transfer.

Final Considerations

The Qantas Premier Everyday Card is an attractive option for Australians who are loyal to the Qantas brand and want to make the most of their everyday spending.

With a solid rewards structure, reasonable fees, and global acceptance through the Visa network, this card provides a well-rounded package for frequent flyers and savvy spenders alike.

However, it’s essential to consider the high interest rates and potential foreign transaction fees, especially if you carry a balance or frequently make purchases in foreign currencies.

By managing your account effectively and taking full advantage of the rewards and benefits, the Qantas Premier Everyday Card can be a valuable tool in your financial arsenal.