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Navigating the world of credit cards can be overwhelming, especially when you’re looking for a card that truly aligns with your lifestyle.
The HSBC Platinum Qantas Credit Card is designed for those who want more than just a piece of plastic in their wallets, it’s a tool that enhances your travel experiences and rewards you for the spending you already do.
Why Choose the HSBC Platinum Qantas Credit Card?
If you’re someone who finds themselves daydreaming about the next getaway, this card could be the perfect companion. Here’s what makes it stand out:
Earn Qantas Points on Everyday Spending
Imagine turning your daily coffee runs, grocery shopping, and even utility bills into points that could take you on your next holiday. With the HSBC Platinum Qantas Credit Card, every dollar you spend translates into Qantas Points, which you can redeem for flights, upgrades, and a variety of other rewards.
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What’s even better is that you earn additional points when spending on Qantas products and services, giving you more bang for your buck.
This card is especially beneficial for those who frequently travel with Qantas or plan to in the future. Whether you’re booking flights, shopping for travel essentials, or simply enjoying a night out, your spending will be working towards your next adventure.
Complimentary International Travel Insurance
One of the standout perks of this card is the complimentary international travel insurance. If you’re a frequent traveller, you’ll understand the peace of mind that comes with knowing you’re covered for unexpected events while abroad.
The HSBC Platinum Qantas Credit Card offers comprehensive coverage, including medical expenses, trip cancellations, and lost luggage.
This benefit alone can save you a significant amount of money and hassle, making it easier to enjoy your travels without worrying about what might go wrong.
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Exclusive Access to HSBC Home&Away Privileges
As a cardholder, you’re not just earning points—you’re also unlocking a world of exclusive deals and discounts through the HSBC Home&Away Privileges program.
This program gives you access to special offers on dining, shopping, and travel both in Australia and overseas. Whether you’re planning a romantic dinner, booking a hotel, or just looking to save on everyday purchases, these privileges add extra value to your card.
Travel Perks and Protections
Travel can be unpredictable, and that’s where the HSBC Platinum Qantas Credit Card truly shines. Alongside the travel insurance, you’ll benefit from purchase protection, extended warranty on eligible purchases, and a 24/7 concierge service that can assist with anything from booking last-minute reservations to finding gifts.
These features ensure that your experiences, whether local or abroad, are as smooth and enjoyable as possible.
Things to Consider Before Applying
Every credit card comes with its own set of considerations, and the HSBC Platinum Qantas Credit Card is no exception. Here are a few things you should keep in mind before applying:
Annual Fee and Interest Rates
The card comes with an annual fee of $199, which is reasonable considering the range of benefits offered. However, if you’re not someone who travels frequently or uses the card extensively, this fee might outweigh the perks.
Additionally, the purchase interest rate is set at 19.99% p.a., so it’s crucial to pay off your balance in full each month to avoid interest charges that could negate the rewards.
Points Capping and Earning Limits
While the HSBC Platinum Qantas Credit Card is generous with its points, there are some limitations to be aware of. For instance, government-related transactions may earn points at a lower rate or not at all.
It’s important to review the card’s terms and conditions to ensure you can maximise your points earning potential based on your typical spending habits.
Credit Score and Eligibility
This card is best suited for individuals with a good to excellent credit score. If you’re considering applying, make sure your credit history is in good shape, as this will increase your chances of approval. Additionally, the card requires a minimum income, so ensure you meet this criterion before applying.
Who Should Get the HSBC Platinum Qantas Credit Card?
The HSBC Platinum Qantas Credit Card is ideal for frequent travellers who want to maximise their Qantas Points while enjoying a suite of travel-related perks. It’s particularly beneficial for those who often fly with Qantas or plan to do so in the future.
If you’re someone who enjoys the security and convenience of premium cardholder benefits—such as complimentary travel insurance, purchase protection, and access to exclusive discounts—this card could be an excellent fit.
However, if you’re not a frequent traveller or if you prefer a card with no annual fee, you might want to explore other options. This card is designed to reward those who can fully utilise its benefits, so it’s essential to consider your spending habits and travel frequency before applying.
How to Apply for the HSBC Platinum Qantas Credit Card
Applying for the HSBC Platinum Qantas Credit Card is a simple process that you can complete online. Here’s how to get started:
1 – Visit the HSBC Platinum Qantas Credit Card Page: Begin by navigating to the HSBC website and locating the Platinum Qantas Credit Card section.
2 – Click “See How to Apply”: This will take you to the application page.
3 – Complete the Application Form: Enter your personal details, such as your name, address, and contact information. You’ll also need to provide financial details like your income and employment status.
4 – Review Your Information: Before submitting, carefully check all the details to ensure accuracy and avoid any delays in processing.
5 – Submit Your Application: Once you’re satisfied that everything is correct, submit your application. HSBC will begin the review process.
6 – Await Approval: After submission, HSBC will assess your application. If approved, you’ll receive your new card by mail within 5 to 10 business days.
This process ensures you can quickly and easily apply for the card and start enjoying its benefits.
How to Contact HSBC Australia
- Chat Support: Available via the HSBC AU Mobile Banking app or Online Banking from 7am to 11pm (AEST), including public holidays.
- Phone Support:
- Credit Card Customers: 132 152 (within Australia) or +61 2 9005 8511 (outside Australia).
- Personal Banking: 1300 308 008 (within Australia) or +61 2 9005 8220 (outside Australia).
- HSBC Premier Customers: 1300 301 168 (within Australia) or +61 2 9005 8192 (outside Australia).
- Find a Branch: Use the branch locator.
