Maximise Your Qantas Points with BankSA Amplify Platinum: Benefits, Fees & How to Apply

Ever dreamed of turning your everyday spending into free flights and luxury travel perks? The BankSA Amplify Qantas Platinum makes it possible, offering a seamless way to earn Qantas Points while enjoying top-tier benefits. Designed for frequent flyers and Qantas loyalists, this card allows you to earn rewards on everyday purchases and enjoy additional benefits like complimentary travel insurance and bonus points on sign-up. But is it the right card for you? In this guide, we’ll explore its key benefits, fees, and the step-by-step process to apply.

Key Benefits & Perks of the BankSA Amplify Qantas Platinum

1. Earn Qantas Points on Every Purchase

One of the biggest draws of this card is its rewarding Qantas Points program:

• Earn 0.5 Qantas Points per $1 spent on eligible purchases.
• Bonus points offer when you meet the spending requirement within the first 90 days.
• No cap on the points you can earn, so you can accumulate rewards without limits.
• Flexible redemption options, including flights, hotel stays, car rentals, and even shopping vouchers.
• Partner airline benefits, allowing you to redeem points for international travel beyond Qantas flights.
• Frequent Flyer integration, meaning your points are transferred directly to your Qantas Frequent Flyer account without hassle.

2. Travel Perks & Complimentary Insurance

For those who love to travel, this card comes with extra perks:

• Complimentary overseas travel insurance, covering trip cancellation, lost luggage, and medical emergencies.
• Up to 55 days interest-free on purchases, helping you manage expenses efficiently.
• Additional cardholders can be added to help earn Qantas Points faster (fees apply).
• Priority boarding and check-in for Qantas flights when redeeming points for eligible fares.
• Discounted companion fares for selected Qantas flights, making travel more affordable for cardholders and their families.
• Emergency card replacement, ensuring you’re never left stranded while travelling abroad.

3. Contactless & Secure Payments

• Tap & Go functionality for quick, secure payments.
• Mobile wallet compatibility, allowing you to use Apple Pay, Google Pay, and Samsung Pay.
• Fraud protection guarantee, ensuring secure transactions.
• Advanced security features, such as instant transaction alerts, biometric authentication, and transaction monitoring.

4. Additional Lifestyle Benefits

• Exclusive access to special events, concerts, and entertainment experiences.
• Retail purchase protection, covering eligible purchases against accidental damage or theft.
• Extended warranty on selected items, providing extra peace of mind when shopping.
• Discounted dining offers at participating restaurants, adding more value to your lifestyle spending.
• VIP customer service, offering priority support for Platinum cardholders.

Things to Consider Before Applying

While the BankSA Amplify Qantas Platinum offers fantastic benefits, here are some factors to keep in mind before applying:

• Annual fee of $124, plus an additional $75 Qantas Rewards fee.
• Interest rate on purchases is 20.99% p.a., which can be high if you don’t pay off your balance in full.
• Minimum credit limit of $6,000, making it less flexible for those looking for lower limits.
• Foreign transaction fee of 3%, which can add up for frequent international spenders.
• Best suited for frequent travellers who can take full advantage of the Qantas rewards program.
• Late payment fees apply, so it’s important to keep track of your statement due date.

Fees & Charges Breakdown

Understanding the costs associated with this card is crucial before making a decision:

• Annual fee: $124
• Qantas Rewards fee: $75
• Purchase interest rate: 20.99% p.a.
• Cash advance interest rate: 21.49% p.a.
• Late payment fee: $15
• Foreign transaction fee: 3%
• Additional cardholder fee: $0
• Cash advance fee: 3% or a minimum of $2.50 per withdrawal.
• Balance transfer fee: Promotional rates may apply, but standard rates revert to purchase interest rate.

Step-by-Step Guide to Applying for the BankSA Amplify Qantas Platinum

Applying for this credit card is quick and straightforward, with multiple options available to suit your convenience. Here’s the official process based on BankSA’s application guidelines:

Online Application

• Visit the official BankSA Amplify Qantas Platinum Card page on the BankSA website

• Find and click on the “Apply now” button.

• Fill out the online form, including your personal details, income, and expenses.
• Submit the required documents, such as payslips or tax returns, for verification.
• Review and submit your application. You may receive an instant response, or it could take a few days for approval.

Phone Application

• Call 13 13 76 and apply with the help of a customer service representative.

Contact Information for BankSA

Need assistance with your application or have questions about your card? Here’s how to get in touch with BankSA’s customer support:

• Customer service phone: 13 13 76
• Website: banksa.com.au
• Live chat: Available on the official website
• Mailing address: BankSA, GPO Box 399, Adelaide SA 5001

Frequently Asked Questions (FAQs)

1. How do I redeem my Qantas Points?

Your points are automatically transferred to your Qantas Frequent Flyer account, where you can redeem them for flights, upgrades, hotel stays, or merchandise. Redemptions can be made through the Qantas website or app, and you can also transfer points to family members within the Qantas Frequent Flyer program.

2. Can I add a supplementary cardholder?

Yes, you can add an additional cardholder for $0, allowing them to help you earn points faster. However, the primary cardholder remains responsible for managing the account and making payments.

3. Is this card good for international travel?

Yes, thanks to its complimentary travel insurance and ability to earn Qantas Points on purchases overseas. However, be aware of the 3% foreign transaction fee on non-AUD transactions. If you frequently travel internationally, consider pairing this card with a no-foreign-transaction-fee card for better savings.

4. What’s the minimum income requirement?

BankSA doesn’t publicly disclose a specific income requirement, but you’ll need to meet affordability criteria and have a good to excellent credit score. Generally, cards in this tier are suited for individuals with a stable financial history and moderate to high income.

5. Can I use this card for balance transfers?

Yes, balance transfer promotions may be available at the time of application. However, any unpaid balance after the promotional period will revert to the standard purchase interest rate of 20.99% p.a.. Always check the latest terms before applying.

6. Does the BankSA Amplify Qantas Platinum come with lounge access?

No, this card does not provide complimentary lounge access like some premium travel cards. If lounge access is a priority, consider alternatives like the American Express Qantas Ultimate Card, which includes complimentary Qantas Club lounge visits.

Final Thoughts – Is This Card Worth It?

The BankSA Amplify Qantas Platinum is an excellent option for Qantas Frequent Flyer members who want to maximize their points and unlock premium travel perks. With limited-time bonus offers and valuable rewards, now is the perfect time to apply and elevate your travel experience. While the annual fees and interest rates may not suit everyone, the earn rate and additional benefits make it a valuable option for regular travellers. If you’re someone who frequently books Qantas flights or wants to take advantage of travel rewards, this card can provide excellent value.